Financing Options
Pool Financing in Sarasota, FL
Swim Inc. works with Lyon Financial and Viking Capital - two established pool financing specialists - so that how you invest is as straightforward as the build itself.
Financing Overview
A Capital Management Choice.
A pool is a significant home investment. Many homeowners choose to structure it with a pool loan rather than deploying a large amount of liquid capital at once. Swim Inc. has established partnerships with two companies that specialize in this type of financing: Lyon Financial and Viking Capital.
Lyon Financial has spent over 25 years as one of the country’s most established pool-specific lenders. Viking Capital specializes in home improvement financing for projects at this scale. Both are deliberate partnerships, not referral arrangements.
Swim Inc. does not process the loan or set the terms. Our job is to connect clients with reputable options, then build an exceptional pool. For questions about rates or current terms, visit each partner’s portal directly.
Financing Partners
Two Vetted Options.
Lyon Financial
Lyon Financial has specialized in pool and outdoor living financing for over 25 years. One of the largest and most established pool lenders in the country, they work directly with pool builders and homeowners nationwide.
- Unsecured home improvement loans - no equity required
- Loan terms up to 20 years
- Fixed-rate options available
- No appraisal needed
Current rates and terms are available directly from Lyon Financial.
Apply with Lyon FinancialViking Capital
Viking Capital specializes in home improvement financing, including pool projects. They offer competitive loan products designed for a range of credit profiles and project sizes, with a simplified application process.
- Flexible home improvement loans
- Multiple term options available
- Simplified application process
- Options for a range of credit profiles
Current rates and terms are available directly from Viking Capital.
Apply with Viking CapitalHow It Works
Four Steps. No Surprises.
Explore Your Options
Visit the partner portals for Lyon Financial and Viking Capital to review current products and get pre-qualified. Soft inquiry - does not affect your credit score.
Apply Before Your Design Appointment
Pre-approval can be in place before your first 3D design consultation with Swim Inc. Knowing your financing is handled lets you focus entirely on the design, not the numbers.
Learn more about the full design and build process.
Your Loan Funds at Project Start
Once you sign your contract with Swim Inc., the financing partner coordinates the funding timeline with the project start date. No upfront payment concerns.
Swim. Pay Monthly.
Your pool is complete. Your payment to the lender begins on the agreed schedule. The project is done, and your backyard is exactly what you imagined.
Common Questions
Can you finance a pool in Florida?
Yes. Swim Inc. partners with Lyon Financial and Viking Capital, two of the most established pool financing companies in the country. Florida homeowners can apply for unsecured pool loans or home improvement loans without requiring home equity as collateral.
What credit score is needed to finance a pool?
Financing eligibility depends on your credit profile, income, and the loan amount. Lyon Financial and Viking Capital each evaluate applications individually. Applying directly with either partner is the best way to understand what options are available for your specific situation.
How long are pool loan terms?
Loan terms vary by lender and product. Options typically range from 5 to 20 years, depending on the amount financed and the loan type. Longer terms reduce monthly payments; shorter terms reduce total interest paid. Each partner can walk you through the trade-offs.
Does financing affect the project timeline?
No. Pre-approval can be obtained before the design appointment. Once your contract with Swim Inc. is signed, the financing partner coordinates the funding timeline with the project start date. Financing does not add time to your build.
For more questions about the build process and what to expect, see our full FAQ.
Ready to Start
Schedule a Private Consultation to Discuss Your Project and Financing Options
We will walk you through the design process and can help connect you with Lyon Financial or Viking Capital to explore what works for your plan.
Commitment and Pressure Free. Just a Conversation about Your Backyard's Potential.